American Express

American Express is a payment processing solution that enables merchants to accept American Express credit and charge cards for online and offline transactions. The payment integration allows e-commerce platforms to process American Express card payments alongside other major card networks. American Express is known for its premium cardholder base and higher average transaction values compared to other payment methods. Merchants integrate American Express through payment gateways, processors, or direct acquiring relationships. The platform provides fraud detection tools, chargeback management, and transaction security features. American Express offers loyalty programs and rewards that drive customer spending and retention. It is commonly implemented on e-commerce sites, travel booking platforms, and premium service providers targeting affluent customers.